Real estate appraisal services for homeowners in the city of Manistee and Manistee County
See the top 7 reasons MI homeowners use West Michigan Appraisal:
Own a house in or near Manistee, MI and need help deciding the price of it?
At West Michigan Appraisal, we understand the individual needs of a homeowner after appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. As our non-traditionalclient, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at West Michigan Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.
Appraisals to remove PMI
A fashionable way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. West Michigan Appraisal is experts in helping folks just like you remove unwanted PMI insurance.
Challenging a property tax assessment
Lets say you live in a region that's going down -- your local tax assessor may have your house overvalued. This means you are paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from West Michigan Appraisal is your perfect weapon when contesting your property tax assessment.
HELOC recently frozen?
If your house is in or near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. West Michigan Appraisal can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Do you need a veteran appraiser to double-check your appraisal for precision, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? West Michigan Appraisal offers field reviews where we'll go out and check the subject and comparables in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.